Find out everything you need to know about credit cards, your eligibility and how to get approved. It can be tricky to understand the difference between credit card types and determine which one is right for you. Read our well-researched, easy-to-understand guides to become an expert in no time.
Found an error on your credit report? Keeping your file up to date can help improve your score. Find out how to fix mistakes on your report here.
Find out exactly what documents you’ll need to apply for a credit card online or in person. Here are the details UK banks and providers need for your application.
If you need to borrow but are struggling with bad credit, there are a few options to consider - find out more.
If you're considering using a credit card for your business, it's best to make sure you're using the correct type. Read on to find out how corporate cards and business cards differ.
If you’re looking to pay off your existing credit card debt with a credit card, make sure you read our in-depth guide to learn the ins and outs.
Article written by Verity Hogan
5 min read
Getting a business credit card can be harder if you've got less than perfect credit, but it isn't impossible. Find out what you need to consider before applying for a business credit card.
Want to build your credit score and avoid interest charges? Learn how to use your credit card smartly with 10 top tips from Ocean Finance.
You don’t need to pay off your full credit card balance every month, but you’ll be charged interest if you don’t. Find out more in our quick guide.
Article written by Jimmy Coultas
4 min read
When is the right age to think about applying for a credit card? Find out how old you need to be to get credit and build your score in our Ocean Finance guide.
Struggling to meet your credit card repayments? Learn how to prioritise your debt and avoid arrears with this Ocean Finance guide.
Just moved to the UK and planning to apply for a credit card? Not sure if you'll be accepted? Our handy guide will make the process easier.
Article written by Zubin Kavarana
3 min read
Is a small business credit card something you've been considering? Read on to find out how many you can have at any one time
Whether you're an established business or just starting out, having a business credit card could offer some benefits. Find out whether a business credit card if right for you and how to get one.
Article written by Fiona Peake
7 min read
Unless you're own a large established business, the chances are you will need a personal guarantee in order to get a business credit card. Find out what this means and whether you will need one.
Find out how to apply for a business credit card if you have a new business. If you’re running a startup, sole trader or brand new company, follow our five steps to help you get approved for a business credit card..
Find out if being a sole trader or taking out a business credit card impacts your credit score. Plus how to apply for a business credit card of you're self-employed.
How to set up credit card processing for a small business | Ocean Finance