Category: Credit Card
What is a Mastercard?
Mastercard isn't a bank — it's the technology behind your card. Find out how it works, what it means when you pay, and how it keeps your money safe.
2 min read
Credit Card Guides
Find out everything you need to know about credit cards, your eligibility and how to get approved. It can be tricky to understand the difference between credit card types and determine which one is right for you. Read our well-researched, easy-to-understand guides to become an expert in no time.
- Category: Credit Card
How long does it take to get a credit card?
Most credit cards arrive within 7–10 working days of approval. Find out what affects the timeline, how to speed things up, and what to do if your card hasn't arrived.
3 min read
- Category: Credit Card
Does changing address affect your credit score?
Moving house won't directly harm your credit score — but there are things to watch out for. Here's how to protect your score when you change address.
3 min read
- Category: Credit Card
Credit cards for the self-employed
Self-employed and looking for a credit card? Find out what lenders look for, how to prove your income, and how to improve your chances of being accepted.
6 min read
- Category: Credit Card
Hard vs soft credit checks – what’s the difference?
Not sure what a hard or soft credit check means? Find out what each one shows, when they're used, and how they affect your credit score.
6 min read
- Category: Credit Card
Can you be in credit on a credit card?
Yes, you can be in credit on a credit card — but it isn't always a good thing. Find out what causes a negative balance, how to get your money back, and how long a refund takes.
4 min read
- Category: Credit Card
Does Buy Now Pay Later (BNPL) affect your credit score?
Using BNPL can affect your credit score — but it depends on the provider. Find out how Klarna, Clearpay, and PayPal handle credit reporting, how FCA regulation affects you, and how BNPL could impact a mortgage application.
4 min read
- Category: Credit Card
What happens to your old credit card after a balance transfer?
Your old credit card stays open after a balance transfer — you decide whether to close it or keep it. Here's what to consider, including the impact on your credit score.
3 min read
- Category: Credit Card
Credit cards for students
A student credit card can help you build your credit history from scratch. Find out how they work, what to look for, and how to use one responsibly.
6 min read
