Find out everything you need to know about credit cards, your eligibility and how to get approved. It can be tricky to understand the difference between credit card types and determine which one is right for you. Read our well-researched, easy-to-understand guides to become an expert in no time.
Balance transfer cards cut credit card debt with lower rates, while money transfer cards provide cash to your bank for a range of needs. Learn which card is right for you.
You could save money on interest, combine your debts and pay off what you owe faster with a balance transfer card. See how these fees affect your financial goals before applying.
Learn what happens to your old credit card after a balance transfer. Understand its impact on your credit score and get tips for managing the transition smoothly.
Some actions can improve your credit score in months, while others will take longer. Making payments on time and having utility bills in your name will boost your score.
Don’t worry if your credit score is low. There are easy ways to boost your score right now, and other actions that could improve it in the next few months.
Being on the electoral roll will boost your credit score. Find out how to get on the electoral roll and how to check your voting registration shows on your credit report.
Being self-employed doesn’t have to be the end of your credit card road. Discover what your employment status means and lots of application-boosting tips here.
Do you work part-time but you’re not sure if you'll get accepted for a credit card? Read our guide to applying for a credit card with a part-time job here.
When is the right age to think about applying for a credit card? Find out how old you need to be to get credit and build your score in our Ocean Finance guide.
Yes - your credit card can get declined just like a debit card. Find out the reasons why and learn what to do if your card is declined in our helpful guide.
You might be able to do a balance transfer for someone else, but there are some things to consider. Learn what you can expect if you’re looking to balance transfer from someone else’s credit card.
Balance transfer cards could help you save money on interest or consolidate your debt. However, there are many things to consider before deciding whether a balance transfer card is right for you.
If you’re considering taking out a second credit card, make sure you know all the pros and cons that come with it first. We’ve aimed to cover the most important ones here.
Your credit score has a major impact on whether you will be eligible to borrow money and the interest rate you’ll be charged. Find out how to check and improve your credit score.
In this day and age applying for a credit card is easy, but there’s still a lot to bear in mind. We’ve aimed to cover all of the most important points here.
Find out exactly what documents you’ll need to apply for a credit card online or in person. Here are the details UK banks and providers need for your application.
Deliberating over whether to take out a credit card? We’ve put together a summary of the most important information you need to know, to help you come to a decision.
Are you putting your credit score at risk by not using your credit card? Read more about the effects of an inactive credit card in this Ocean Finance guide.
If you want to make some home improvements, but don’t have enough to cover the cost, you can use a credit card. However, there are a few things to consider.
If you're considering using a credit card for your business, it's best to make sure you're using the correct type. Read on to find out how corporate cards and business cards differ.
Find out the difference between a personal credit card and a business credit card and if you can use a personal credit card for business purposes or not.
Your essential guide explaining the steps you need to take to get a business credit card if you are a sole trader and the advantages and disadvantages of doing so.
Wondering whether a business credit card could be right for you? Find out what sort of business purchases you could make with a business credit card and how to go about getting one.
Whether you're an established business or just starting out, having a business credit card could offer some benefits. Find out whether a business credit card if right for you and how to get one.
Unless you're own a large established business, the chances are you will need a personal guarantee in order to get a business credit card. Find out what this means and whether you will need one.
Find out how to apply for a business credit card if you have a new business. If you’re running a startup, sole trader or brand new company, follow our five steps to help you get approved for a business credit card..
Find out if being a sole trader or taking out a business credit card impacts your credit score. Plus how to apply for a business credit card of you're self-employed.
Getting a business credit card can be harder if you've got less than perfect credit, but it isn't impossible. Find out what you need to consider before applying for a business credit card.
A business card can be one way to improve your personal credit score, but this depends how responsibly you use it. Find out whether a business credit card is the best option for you.
If you find a surprise County Court Judgement on your credit report, don’t ignore it. Read on to find out the steps you need to take to deal with a CCJ.
Credit cards can be a little confusing if you’re not sure which kind to get. We at look the different types available and how you can choose the right option.
If you have a CCJ or bad credit history, your options for finance will be limited. However, may still be eligible for a credit card if you show lenders you can borrow responsibly.
If you’re considering filing for or have been declared bankrupt, it’s unlikely you’ll be able to get credit. However, there are other ways of repairing your credit history.
If you are struggling to borrow money with bad credit, there may still be loans and credit cards available to you. Read on to find the borrowing option for you.