Category: Debt Consolidation
Can I get a debt consolidation loan without collateral?
Yes, you can get a debt consolidation loan without collateral. Find out how unsecured loans work, what to expect, and how to apply.
6 min read
Finance Guides
Discover everything you need to know about credit cards, loans, mortgages, insurance and more with our in-depth guides. Written by experts, we aim to answer all your burning finance questions - in an easy-to-understand way.
- Category: Credit Card
What is Section 75 protection?
Section 75 protects credit card purchases between £100 and £30,000, allowing you to claim a refund if something goes wrong. Find out how it works, when it applies, and what protection is available outside of Section 75.
6 min read
- Category: Credit Card
What to do if you can’t pay credit card debt
If you can't pay your credit card, you're not alone — and there are steps you can take. Here's what to do, who to contact, and how to protect yourself.
4 min read
- Category: Credit Card
What happens if you miss a credit card payment?
Missing a credit card payment can mean late fees, interest charges, and a mark on your credit file — but one missed payment isn't the end of the world. Here's what to do.
4 min read
- Category: Credit Card
Does switching current accounts affect your credit score?
Switching bank accounts can affect your credit score — but the impact is usually small and temporary. Here's what to watch out for and how to switch without harming your credit.
4 min read
- Category: Bad Credit
How to borrow money with bad credit
Bad credit doesn't have to stop you from borrowing. Find out which options are available, what to watch out for, and how to improve your chances of being accepted.
6 min read
- Category: Credit Card
What is a credit card limit?
Your credit limit is the maximum you can borrow on your card. Find out how limits are set, what counts as a good limit, and how to request an increase.
3 min read
- Category: Credit Card
Credit card charges and fees explained
Credit cards can come with fees beyond interest — from cash withdrawal charges to late payment fees. Here's what to watch out for and how to avoid paying more than you need to.
6 min read
- Category: Credit Card
Does being self-employed affect your credit rating?
Being self-employed doesn't directly affect your credit score — but it can make borrowing harder. Here's what lenders look for and how to protect your score.
5 min read
