Category: Car Finance
How can I transfer car ownership?
To transfer car ownership, you need to tell the DVLA online or by post using your V5C logbook. Find out how it works for private sales, family, dealers and cars on finance.
Car Finance Guides
With so many types of car financing available, it can be hard knowing where to begin. We've created a selection of articles covering the various options, what they offer, and what to look out for. Read our guides and find the answers to all your car finance questions.
- Category: Car Finance
Do I need a driving licence to get car finance?
Most lenders ask for a full UK driving licence for car finance, but you may still have options with a provisional or foreign licence. Here's how it works.
- Category: Car Finance
The pros and cons of car finance
The pros and cons of car finance explained, from spreading the cost and fixed payments to interest, mileage limits and who owns the car.
- Category: Car Finance
What happens when a car on finance is written off?
When a car on finance is written off, your payout clears your finance first. If it falls short, you pay the rest. Here's how it all works.
- Category: Car Finance
Can I get an instant decision on a car finance application?
Yes, you can often get an instant decision on car finance. Find out how quickly you'll hear back, what can slow your application down and how to speed it up.
- Category: Car Finance
Can you modify a car on finance?
In most cases, no. The lender owns a car on finance while your agreement runs, so big or permanent changes usually need their written permission.
- Category: Car Finance
Can you part exchange a car on finance?
Yes, you can part-exchange a car on finance. Find out how it works and what happens if you're in negative equity.
- Category: Car Finance
What is negative equity on a car?
Owe more on your car than it's worth? Learn what negative equity car finance means and whether you can sell, part-exchange or hand the car back.
- Category: Car Finance
What credit score do you need for car finance?
There isn’t a minimum credit score needed for car finance, but a higher score can result in a cheaper deal. Some car finance companies specialise in car buyers with bad credit.
