Know if you're accepted before you apply with QuickCheck
Get credit - up to £1,500
QuickCheck won't affect your credit rating
Get a response in 60 secondsCheck Now
34.9% APR Representative (variable)
Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender
Personal Loans from
£2,000 to £5,000
We can help you find the best deal for your needs
Loans for almost any purpose
Fast, friendly serviceFind out more
Homeowner loans from
£10,000 - £250,000
Check if you’ll be accepted before you apply with Smart Search
We compare 100's of loans with competitive rates
Smart Search will NOT affect your credit scoreFind out more
Don't just take our word for it
"It makes a refreshing change to receive such good customer service. I was kept informed at all stages of the process of getting my home re-mortgaged and got a good deal too."
"Ocean Finance were fantastic and so helpful with my application…they handled everything with ease, making it easy for me. All the staff were incredibly polite and I don't think they could have done anything better. Thank you and I would recommend Ocean to anyone."
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
of our customers are pleased with our service
0161 672 7575
More about us
We've been helping people with their finances since 1991 - helping more than 250,000 people along the way. With our experience and expertise, you can be sure you're in the right hands.
We make finding the right deal simple
Why search around for the best deals when we can do it for you? We compare loan deals from a wide range of lenders to help you find a deal that suits you.
And it's not just loans we offer...
Take a look at our range of loans & finance
No matter what you need your loan for, we can help. We've helped people find loans for home improvements, debt consolidation, new cars and much more.
Loans from £2,000 to £5,000. Choose a repayment period from 2 to 4 years. Ideal if you're not a homeowner or don't want to use your home as part of the deal - Find out more.
Secured loans exclusively available to homeowners. Borrow between £10,000 and £250,000 for almost any purpose, and pay it back over 3 to 30 years – Find out more.
Debt consolidation loans
A loan to reduce your monthly payments. Makes managing your debts simpler by rolling them into a single affordable monthly payment – Find out more.
Home improvement loans
Improve, don't move! If you need to extend or improve your home, we offer a selection of home improvement loans from our panel of lenders to suit your individual needs and requirements – Find out more.
Bad credit loans
Ocean have homeowner loan plans available for people with or without credit problems. Our lenders don't just lend to people with a perfect credit history. If you have been unfortunate enough to have defaults, CCJs or even missed mortgage payments on your credit history, we may still be able to help – Find out more.
Mortgages & remortgages
Through our qualified mortgage advisers, we offer a wide range of mortgage deals from High Street lenders through to specialist lenders. We also offer help and advice on the right kind of mortgage for your needs – Find out more.