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Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender

Ocean Finance

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You're in the very best hands with Ocean Finance. Get in touch and see how we can help you too.

Don't just take our word for it

"It makes a refreshing change to receive such good customer service. I was kept informed at all stages of the process of getting my home re-mortgaged and got a good deal too."

"Ocean Finance were fantastic and so helpful with my application…they handled everything with ease, making it easy for me. All the staff were incredibly polite and I don't think they could have done anything better. Thank you and I would recommend Ocean Finance to anyone."

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See what our customers say about us

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You want great service, who wouldn’t? Well, we’re proud to deliver nothing short of excellence and our customers seem to agree!

Take a look at genuine reviews from our happy customers who we’ve helped get accepted for an Ocean credit card, loan or mortgage.

Happy to help

Call us if you have any queries, no matter how small, and we'll be ready to lend an ear.

0161 672 7575

More about us

We've been helping people with their finances since 1991 - helping more than 250,000 people along the way. With our experience and expertise, you can be sure you're in the right hands.

We make finding the right deal simple

Why search around for the best deals when we can do it for you? We compare loan deals from a wide range of lenders to help you find a deal that suits you.

And it's not just loans we offer...

We can also help you find mortgage deals and credit cards.

Take a look at our range of loans & finance

No matter what you need your loan for, we can help. We've helped people find loans for home improvements, debt consolidation, new cars and much more.

Personal loans

Loans from £100 to £10,000. Choose a repayment period from 3 months to 5 years. Ideal if you're not a homeowner or don't want to use your home as part of the deal - Find out more.

Homeowner loans

Secured loans exclusively available to homeowners. Borrow between £10,000 and £100,000 for almost any purpose, and pay it back over 3 to 25 years – Find out more.

Debt consolidation loans

A loan to reduce your monthly payments. Makes managing your debts simpler by rolling them into a single affordable monthly payment – Find out more.

Home improvement loans

Improve, don't move! If you need to extend or improve your home, we offer a selection of home improvement loans from our panel of lenders to suit your individual needs and requirements – Find out more.

Bad credit loans

Ocean Finance have homeowner loan plans available for people with or without credit problems. Our lenders don't just lend to people with a perfect credit history. If you have been unfortunate enough to have defaults, CCJs or even missed mortgage payments on your credit history, we may still be able to help – Find out more.

Mortgages & remortgages

Through our qualified mortgage advisers, we offer a wide range of mortgage deals from High Street lenders through to specialist lenders. We also offer help and advice on the right kind of mortgage for your needs – Find out more.

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