Category: Remortgage
What are your options if you can’t remortgage?
If you find yourself in a situation where you’re unable to remortgage your property, this guide will help you find the options available to help you out.
Mortgage Guides
From knowing exactly when to remortgage to finding out what impacts a mortgage application, there's so much to learn. Our guides look to answer your common (and not so common) questions in a clear and informative way, to help you make an informed decision.
- Category: Mortgage
How to buy someone out of your house
We look at what's involved in buying someone, like an ex-partner, out of a home you own together,
- Category: Mortgage
Can you get a mortgage with bad credit?
If you’re unsure whether your credit score will hold you back from getting a mortgage approved, read our guide to find out what options are available.
- Category: Mortgage
How to get a mortgage with bad credit
Follow our 8 steps to help you get a mortgage if you have a less-than-perfect credit score, from saving a large deposit to applying in joint names.
- Category: Mortgage
Applying for a mortgage with credit card debt
Will credit card debt affect your mortgage application? What else will lenders look at on your application? Find out more in the Ocean Finance guide.
- Category: Mortgage
What is a first-time buyer?
Find out what qualifies someone as a first-time buyer, and the steps needed to get on the housing ladder.
- Category: Mortgage
What credit score do you need for a mortgage?
There isn’t a minimum credit score that you need for a mortgage, but the higher your score, the better. A higher credit score suggests to lenders that you are a lower lending risk.
- Category: Mortgage
A step-by-step guide to mortgage applications
We’ve created a step-by-step process to apply for a mortgage, to help you prepare your application and answer your burning questions.
- Category: Mortgage
Will a personal loan affect my mortgage application?
Find out what mortgage underwriters check when you apply, how to boost your chances of approval and what you should do if you have an outstanding loan.
