Borrowing News

News and tips on credit cards, loans, mortgages and other money matters

Switch layout
Do I have to declare my student loan on my mortgage application?

Do I have to declare my student loan on my mortgage application?

Is your student loan something you need to tell lenders about when you apply for a mortgage? You may be surprised when you find out.

Borrowing

Latest

Close up of a calculator showing "APR" on the screen

Why is my APR so high?

If you find credit with an attractive APR, you might be pretty annoyed when you apply and it’s higher. In this blog, Ocean explains why lenders can offer different customers different rates.

Borrowing
Find out what a mortgage stress test is, why lenders use it, and how it helps protect you when buying a home.

What is a mortgage stress test?

Find out what a mortgage stress test is, why lenders use it, and how it helps protect you when buying a home.

Borrowing
Passports and credit cards

Can I use a credit card abroad?

Learn whether you can use your credit card abroad, what fees to expect, and tips for safely managing your money while traveling internationally.

Borrowing