Mortgage calculator

Want to see how much a mortgage could cost you every month? We can help with our handy mortgage calculator!

  • Mortgage calculator online
  • Repayment schedule
  • Overpayment calculator

Mortgage Repayment Calculator

Tell us how much you want to borrow and our mortgage repayment calculator will give you an estimate of your monthly payments.

Our mortgage repayment calculator is for illustrative purposes only and exact payment terms should be agreed with a lender before taking out a mortgage.

Monthly payments:

Total repaid:

Cost of credit:

Mortgage repayment schedule

Asumming your interest rate remains the same this is how your debt will reduce and equity increase.

Mortgage overpayment calculator

You may be able to reduce your mortgage term by increasing your monthly payments or by making a lump sum payment – check with your lender first.
Please ensure your monthly payment is higher than the original amount


By increasing your monthly payments you could clear your mortgage earlier than expected

By paying a lump sum you could clear your mortgage earlier than expected

Total repaid:

Cost of credit:

Total savings:

Get a deal on a mortgage with Ocean

To proceed with a mortgage quote, click the ‘Get a quote’ button below to enter how much you want to borrow, the value of the property and a few other details. If you want to raise extra money with your remortgage, an adviser from Ocean will call you to discuss the best deals available. If you don't want to raise extra money, unfortunately, we cannot help you at this time, as we currently only specialise in remortgages with additional borrowing.

It can be difficult to compare mortgages by looking at interest rates and arrangement fees alone – so by getting a quote with us, we can show you how much you’ll likely pay each month, which will make your decision a whole lot easier.

Alternatively, you can enter your own loan amount and interest rate using our mortgage calculator online to get an estimate of your monthly repayments.

Get a quote

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