Mortgage calculator

Want to know how much a mortgage will cost you every month? We can help with our handy mortgage calculator!

Mortgage calculator online
Repayment schedule
Overpayment calculator

Mortgage Repayment Calculator

Tell us how much you want to borrow and our mortgage repayment calculator will give you an estimate of your monthly payments.

Mortgage amount

Mortgage term (years)

Interest rate (APR)

Our mortgage repayment calculator is for illustrative purposes only and exact payment terms should be agreed with a lender before taking out a mortgage.

Monthly payments:

Total repaid:

Cost of credit:

Mortgage repayment schedule

Asumming your interest rate remains the same this is how your debt will reduce and equity increase.

Mortgage overpayment calculator

You may be able to reduce your mortgage term by increasing your monthly payments or by making a lump sum payment – check with your lender first.

New monthly payments Please ensure your monthly payment is higher than the original amount

Lump sum payment

Get a deal on a mortgage with Ocean

To proceed with a mortgage quote, click the ‘Get a quote’ button below to enter how much you want to borrow, the value of the property and a few other details. Then, we'll give you a call back to tell you about the best deals from our panel of lenders and how much it would cost each month.

It can be difficult to compare mortgages by looking at interest rates and arrangement fees alone – so by getting a realistic quote, we can show you how much you'll actually pay each month, which will make your decision a whole lot easier.

Alternatively, you can enter your own loan amount and interest rate using our mortgage calculator online to get an estimate of your monthly repayments.

Get a quote

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

We arrange mortgages from a panel of lenders and we will receive a commission from the lender upon completion. A broker fee of between £495 to £3995 is payable on completion and can be added to your mortgage. Mortgages available subject to status. The actual rate available will depend upon your circumstances.

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