Mortgage calculator

Want to see how much a mortgage could cost you every month? We can help with our handy mortgage calculator!

  • Mortgage calculator online
  • Repayment schedule
  • Overpayment calculator

Mortgage Repayment Calculator

Tell us how much you want to borrow and our mortgage repayment calculator will give you an estimate of your monthly payments.

Our mortgage repayment calculator is for illustrative purposes only and exact payment terms should be agreed with a lender before taking out a mortgage.

Monthly payments:

Total repaid:

Cost of credit:

Mortgage repayment schedule

Asumming your interest rate remains the same this is how your debt will reduce and equity increase.

Mortgage overpayment calculator

You may be able to reduce your mortgage term by increasing your monthly payments or by making a lump sum payment – check with your lender first.
Please ensure your monthly payment is higher than the original amount

or

By increasing your monthly payments you could clear your mortgage earlier than expected

By paying a lump sum you could clear your mortgage earlier than expected

Total repaid:

Cost of credit:

Total savings:

Get a deal on a mortgage with Ocean

To proceed with a mortgage quote, click the ‘Get a quote’ button below to enter how much you want to borrow, the value of the property and a few other details. If you want to raise extra money with your remortgage, an adviser from Ocean will call you to discuss the best deals available. If you don’t want to raise extra money, we’ll introduce you to our partner, Mojo Mortgages, who will help find you the most suitable option. It can be difficult to compare mortgages by looking at interest rates and arrangement fees alone – so by getting a quote with us, we can show you how much you’ll likely pay each month, which will make your decision a whole lot easier.

Alternatively, you can enter your own loan amount and interest rate using our mortgage calculator online to get an estimate of your monthly repayments.

Get a quote

If you plan to raise money with your remortgage, it will be arranged by Ocean Finance from a panel of lenders, and we’ll receive a commission from the lender upon completion. For a remortgage where additional monies are being raised, the broker fee is 12% of the additional borrowing capped at a maximum of £3,995. The broker fee for a straight swap remortgage with no additional monies being raised is £495.

If you don’t plan to raise money with your remortgage, we’ll introduce you to our partner, Mojo Mortgages. Mojo Mortgages don’t charge you a fee for their advice but we may receive commission for the introduction from Mojo should a mortgage application be successful.

Mortgages available are subject to status.

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