Why are buy-to-let mortgages more expensive?
If you’re looking to buy a property to rent out, this Ocean blog explains why it might cost you a little bit more than an ordinary mortgage.
BorrowingNews and tips on credit cards, loans, mortgages and other money matters
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Can you add stamp duty to your mortgage?
Is it possible to increase your mortgage to cover stamp duty and is it worth it? We take a look.
Borrowing
What is energy theft – and what happens if you get caught?
The cost of gas and electricity is high, and many people are finding it hard to pay their bills. Some are even turning to something called energy theft to try and save money. But this is dangerous and against the law. In this blog, we’ll explain what energy theft is, ...
Money Management
The snowball vs. the avalanche method – which is best to pay off debt?
These are two popular strategic ways to pay back your borrowing. Read on to work out which is best for you.
Money Management
Why your credit score isn’t as important as you think
Discover why your credit score isn't everything when applying for credit. Learn what lenders really look at and how to improve your chances of approval.
Borrowing