Find out the difference between a hard and soft credit check and what impact they have on your credit report. 

Find out whether or not your overdraft could be impacting your credit rating. 

Find out how stopping applying for credit could actually help you get accepted. 

We’ll tell you the truth when it comes to what lenders see when they check your credit report. 

Worried the people who lived in your house before you could have an impact on your credit score?