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News and tips on credit cards, loans, mortgages and other money matters

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I’ve got an overdraft, so do I need a credit card?

I’ve got an overdraft, so do I need a credit card?

If you are using your overdraft, do you need a credit card too? What are the pros and cons of each?

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Can I get a credit card refund?

Can I get a credit card refund?

Buying on your credit card can protect you under Section 75. But what exactly is it and how do you get a credit card refund? 

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What is a credit card minimum payment?

What is a credit card minimum payment?

It’s very important that you make at least your minimum repayment each month. Not doing so could harm your credit history.

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