News and tips on credit cards, loans, mortgages and other money matters

Woman looking at a bill with concern

What is defaulting?

Defaulting means your lender has formally recorded missed payments on your credit report. Learn what happens next and how to take back control.

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Woman holding her mobile phone

Can I get a phone contract with bad credit?

Bad credit doesn't mean no phone contract. Find out what affects your chances, what options you have, and how to improve your credit score.

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A young couple and their small child, looking at a used car in a dealership.

What to look for when buying a used car

Do you want a new car, but you don't know where to start? We talk you through the process step-by-step, to save you money.

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What is a thin credit file?

What is a thin credit file?

Want to know how to build up your credit history? Read our tips to fix your file and boost your credit score.

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