Moving house is one of the most stressful things you can do, so let us show you how to make it as simple as possible with our week-by-week guides.
We’ll take you from the very beginning of the process, before you’ve even started your home-hunting – right through to moving day and beyond!
Let’s get started!
6 months before you move:
Sort your mortgage – Six months before you’re intending on moving is the time to get looking for great mortgage deals and conveyancers to carry out the legal stuff for you. In fact, some people advise that you get your mortgage in place before you even start seriously looking for anywhere to live, which makes sense. There’s no point finding your dream home, only to end up with no mortgage in place because you left it too late to arrange and someone else swooping in and having an offer accepted. Finding out about the mortgages available to you may also have a bearing on what property you choose, for example, if you thought you’d be able to get a mortgage for £150,000 and you can actually only get £100,000 it’ll make a big difference to the kind of houses you’ll arrange viewings for.
If you haven’t sorted out a mortgage yet and you’re planning on moving in the next half a year or so, now is the best time to do it. Ocean compares mortgage deals from a panel of lenders and can offer you advice and help you to find the right deal for your needs. Click here to find out more >
Scope out the local schools – If you have kids it’s important to consider what the local schools are like. Or, if you have a particular school you’d like your kids to go to, it’s worth looking at what the catchment area is, how long travel to the new school will take and how much it’s likely to cost.
Check-out the local facilities – this may or may not be something that’s important to you, depending on what facilities you’re going to need. For example, if you are prone to illness, you may want a doctor’s surgery near-by. If you’re one of those people who’s not been to the doctors for years’ this may not be a factor. The same goes for dentists. You may also want to find out what the local transport links are like, whether there’s a local post office, the nearest police and fire stations and so on.
If having these facilities available as soon as you move in may not be that important to you, but if it is, getting this done now will give you the best chance of having everything sorted and ready to go once the move happens. Even if you don’t know where you’re moving to, you can use this time to check out the latest deals to see if you could change to a better deal.
That’s all for now. Next time we’ll see what you’ll need to do two months before you move.
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