The era of the bride’s parents paying for her wedding may be over, but who is expected to foot the bill?
In a recent survey by Bridebook.co.uk, it was revealed that 60% of Brits expect to pay for their wedding day themselves, 30% think the bride’s parents will pay, and 18% believe the groom’s parents will fork out.
The findings highlight a shift from the tradition of the bride’s family paying for everything. However, many couples still expect their parents to help them pay for their Big Day. So, does that mean they should be involved in the wedding planning too?
Do too many cooks spoil the broth?
It’s well known that wedding planning is a stressful time, especially when your parents and the in-laws have to have their say. And if they’re providing financial support, they may have some of their own requests and demands on the day.
Ideally, they should make any wedding day requests early, to avoid any last-minute surprises and to give you time to plan. And if they’re helping you pay for your wedding, it’s probably only right that you meet all their – reasonable - demands.
But difficulties can arise when the bride has a wedding vision that’s the opposite of her mother and/or mother-in-law’s. A good way to combat this is to include yours and your partner’s parents in the wedding planning process.
Perhaps the biggest battleground is the guest list. It’s a good idea to remind your parents and in-laws that it’s your day and you want to celebrate with your family and friends - not their friends, neighbours and golf buddies!
How can I afford the perfect wedding?
If you’re lucky enough to receive financial support from parents or in-laws, some of your financial stress may have been lifted. But if you’re footing the bill yourself, you may wonder how you’ll afford it.
"A credit card can offer you protection on your purchases through Section 75."
The best way to do this is to save up for the Big Day. Weddings do take a while to plan, so you should have at least a year to save, if not longer.
If, after saving, you still need to add funds to your wedding pot, you could consider taking out a credit card or personal loan to help you pay for your dream wedding. Just take care to budget properly and not borrow more than you can afford, so you don’t start married life with a big debt looming over you.
A credit card can offer you protection on your purchases through Section 75, while a personal loan could help cover the cost of some big-ticket items.
Be certain to factor in the interest rates and check that the monthly repayments are affordable and manageable before you apply. Then, you can sit back and get on with planning the perfect wedding day.
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