Is bad credit holding you back from being accepted for a credit card?  We take a look at what lenders consider.  

APR doesn’t simply mean interest rate. Find out exactly what it does mean here.

Ever heard of credit card utilisation? Well it can influence a lender’s decision when you apply for credit. Learn more here.

Can you take out a loan if you have a bad credit history? Well, it all depends on how bad it is – and whether it’s a good idea. Find out more here.

Read on for the terms and conditions of our latest competition.