News and tips on credit cards, loans, mortgages and other money matters

Couple signing tenancy agreement

Can someone live with me in my council house?

Moving someone into your council house can seem like a grey area.

Income & Schemes

Latest

Couple sat on the sofa, with a close up of buckets on the living room floor catching water from a roof leak

The hidden home repairs that could cost you thousands

Owning a home comes with hidden costs like roof, plumbing, and structural repairs. Stay on top of maintenance to avoid unexpected bills and protect your budget.

Money Management
Close up of a calculator showing "APR" on the screen

Why is my APR so high?

If you find credit with an attractive APR, you might be pretty annoyed when you apply and it’s higher. In this blog, Ocean explains why lenders can offer different customers different rates.

Borrowing
Find out what a mortgage stress test is, why lenders use it, and how it helps protect you when buying a home.

What is a mortgage stress test?

Find out what a mortgage stress test is, why lenders use it, and how it helps protect you when buying a home.

Borrowing