Ocean has been highly commended for the broker service we provide to customers looking for secured loans.
We received a rosette at the recent Loan Talk Second Charge Mortgage Awards in acknowledgement of our dedication to providing customers with an open and straightforward loan application process.
Secured loan broker
Ocean is a secured loan broker*. Also known as second-charge loans, this type of loan is secured against your property and typically lets you borrow a larger sum than you could with a personal loan. You can also spread the repayments across a longer term to help keep them affordable.
You can find out more about secured loans here.
Choice of quotes
When you apply for a secured loan through Ocean, we’ll give you a choice of options based on what you’re looking for. This gives you more options than if you approach a lender directly.
Simply use our homeowner loans page to enter how much you’d like to borrow and how long you wish to make repayments for, and we’ll show you three loans that are currently available. Each one will be suitable for a different credit rating, so whether yours is good or it could be better, there could be an option for you.
If you’d like to continue, you can use Smart Search to check if you’re eligible for it. You just have to answer a few questions by choosing from a handful of options.
Based on this information, we’ll provide you with a Smart Search quote. This tells you whether you’re eligible for the loan before you apply – and leaves no mark on your credit history.
Smart Search isn’t a guarantee that you’ll get the secured loan you want. But if you decide to proceed, you can do so with confidence knowing that the product we’ve recommended is one for which we think you’ll be accepted.
To complete your application, we’ll need to have a chat with you on the phone, and we may ask you to send us some extra paperwork. Once your application is approved, you should receive the funds into your account within a few weeks. Find out more here.
Disclaimer: All information and links are correct at the time of publishing.