Credit Card Myths Debunked

Credit Card Myths Debunked

author: Emily

By Emily

Fed up with credit card myths? We’re here to put some of the most popular credit card misconceptions to bed.


When it comes to credit cards, it can be tough figuring out what’s right or wrong. Using your credit card the right way can have loads of benefits: it can help you spread costly payments, boost your credit score and even earn perks like travel rewards or cashback.

But used the wrong way, you could find that using a credit card could set you back. That’s why it’s really important to get to grips with the facts before you start. Myths and false truths can spread like wildfire and, even though they mean well, your friends and family might be sharing some not-so-legitimate credit advice.

That’s where we come in, as we debunk the biggest myths in the world of credit. From the dreaded ‘credit blacklist’ to whether it matters what balance you carry, here’s the truth behind these common misconceptions:

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Disclaimer: All information and links are correct at the time of publishing.

author: Emily

By Emily

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