Money Management News

News and tips on credit cards, loans, mortgages and other money matters

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Close up of someone holding multiple credit cards

How many credit cards does the average person have?

Find out how many credit cards the average UK person has and how ownership varies by age, income, and lifestyle. Learn the benefits of multiple cards, warning signs you have too many, and practical consolidation strategies to simplify your finances.

Money Management

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How to loan money to family legally in the UK

This guide explains how to legally lend money to family in the UK while protecting your finances and relationships. It covers how much you can lend, when legal agreements are needed, using loan agreements, charging interest, tax implications, and what to do if repayments stop.

Money Management
card reader in the back of a black cab

Do London taxis take credit cards?

London black cabs must take card payments by law. Learn how to pay by credit, debit, or contactless, plus your rights as a passenger.

Money Management
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What happens if I overpay my credit card?

Overpaying your credit card leaves you with a credit balance you can spend or refund. It won’t boost your credit score and can tie up your money.

Money Management