Is higher or lower APR better?
Confused by the term APR? Don’t panic – we’ll take you through all you need to know.
LendingLending News
News and tips on credit cards, loans, mortgages and other money matters
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Can I get credit when on maternity leave?
Applying for credit while on maternity leave can be tricky. Find out why and learn what your options are here.
Homes
Can I remortgage if I'm in negative equity?
If you’re in negative equity, can you remortgage – and what are the alternatives?
Homes
What’s a soft search?
Can I check whether I’m likely to be accepted for credit without it leaving a mark on my credit history? We take a look.
Lending
How to take out a loan in someone else's name
Ocean talks through the circumstances in which you may be able to legally take out a loan in someone else’s name.
Lending