News and tips on credit cards, loans, mortgages and other money matters

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How to talk to your partner about money

Talking about your finances with a new partner needn’t be a big deal. Learn how to keep the money chat flowing with our tips.

Money Management

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Can you buy gift cards with a credit card?

Can you buy gift cards with a credit card?

Most shops and websites in the UK will let you use your credit card to buy gift cards, just like buying anything else. It's a handy way to get presents without needing cash. Whether you're popping into your local supermarket or shopping online, your credit card will usually work just ...

Money Management
Close up of a man with his phone and credit card with a model home and a model car in front of him with 0% bubbles around the models

Can you pay for car insurance with a credit card?

Yes, most UK car insurers let you pay by credit card. This blog explains which insurers accept them, the pros and cons, how to avoid interest charges, and when using a credit card for car insurance makes financial sense.

Money Management
Close up of someone holding multiple credit cards

How many credit cards does the average person have?

Find out how many credit cards the average UK person has and how ownership varies by age, income, and lifestyle. Learn the benefits of multiple cards, warning signs you have too many, and practical consolidation strategies to simplify your finances.

Money Management
two men smiling and exchanging cash

How to loan money to family legally in the UK

This guide explains how to legally lend money to family in the UK while protecting your finances and relationships. It covers how much you can lend, when legal agreements are needed, using loan agreements, charging interest, tax implications, and what to do if repayments stop.

Money Management