News and tips on credit cards, loans, mortgages and other money matters

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Defaulting: the impact on your credit score

Learn what defaulting means and how it affects your credit score and future borrowing options. We explain how many points you could lose, and steps you can take if you receive a default notice.

Borrowing

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Buy Now, Pay Later (BNPL): Is it worth it?

Find out the pros and cons of Buy Now, Pay Later, including whether it affects your credit score, if there are any fees, and how it compares to other payment options.

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