Why is my APR so high?
If you find credit with an attractive APR, you might be pretty annoyed when you apply and it’s higher. In this blog, Ocean explains why lenders can offer different customers different rates.
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News and tips on credit cards, loans, mortgages and other money matters
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What is a mortgage stress test?
Find out what a mortgage stress test is, why lenders use it, and how it helps protect you when buying a home.
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Does checking your credit score lower it?
Find out whether checking your credit score will lower it.
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Can I use a credit card abroad?
Learn whether you can use your credit card abroad, what fees to expect, and tips for safely managing your money while traveling internationally.
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Does a phone contract affect my credit score?
Find out why your mobile phone contract appears on your credit report, and how you can use it to boost your credit rating.
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