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Mortgage arrears

We may be able to help you find a mortgage even if you've had problems with borrowing in the past. Tell us what you're looking for in the form below, and we'll let you know what deals may be available to you.

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Let us help you find a mortgage

At Ocean, we can help you find a new mortgage on your home, even if your credit rating isn’t in the best shape. You may be able to use the new mortgage to release equity in your property to consolidate your debts. You can then repay what you owe with one lower, more affordable monthly repayment.

Whatever your problem, Ocean Finance could help, we consider each mortgage application on a case-by-case basis so even if you have missed some repayments on your existing mortgage or loans, have CCJs (County Court Judgments), had a change in circumstances we could help you find a new mortgage.

At Ocean Finance all our Mortgage Advisers are trained and qualified to give advice on finding a mortgage that suits your individuals needs. All mortgage applications will receive no obligation help and advice on the mortgage options available, so apply online now.

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Please give us your contact details so we can talk through your application

Your mortgage details

Please select a mortgage type.
Please select a mortgage purpose.
Please select a mortgage term.
Please enter a mortgage amount.
Please enter a property value.

Your personal details

Please enter your first name.
Please enter our surname.
Please enter your phone number.
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As part of our service Ocean Finance may send you updates via email about the latest products and services that may be of interest to you. Ocean Finance, and other companies within the Think Money Group, which can be found in the privacy policy, may also send you these updates by telephone and SMS. If you do not want to receive this information, please untick this box.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Based on Feefo.com reviews - customers who left an Ocean Finance review recommend us with an average rating of 4.7 out of 5 from 667 reviews left by Ocean Finance customers (as of July, 2017)

Ocean Mortgages arranges mortgages and re-mortgages from a panel of lenders. Ocean Mortgages will receive a commission from the lender upon completion. Ocean Mortgages charge a broker fee of between £495 to £1995 for advising and arranging a mortgage. This fee is only payable upon completion, is non-refundable and dependent on the product taken. Mortgages available subject to status. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.