We may be able to help you find a remortgage even if you've had past mortgage arrears.
Tell us what you're looking for and we'll let you know what deals may be available to you, despite your mortgage arrears.
Let us help you get out of mortgage arrears
At Ocean Finance, we can help you find a new mortgage on your home, even if your credit score isn’t in the best shape or you have past mortgage arrears. You may be able to use the new mortgage to release available equity in your property to consolidate your debts. You can then repay what you owe with one lower, more affordable monthly repayment. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it. Whatever your problem, Ocean Finance could help you find a mortgage even with past mortgage arrears.
We consider each mortgage application on a case-by-case basis so even if you have missed some repayments on your existing mortgage or loans, have CCJs (County Court Judgments), had a change in circumstances we could help you find a new mortgage. At Ocean Finance all our Mortgage Advisers are trained and qualified to give advice on finding a mortgage that suits your individual needs.
All mortgage applicants will receive no-obligation help and advice on the mortgage options available, so if you want a mortgage even with past mortgage arrears, apply online now. Enquire online for a no-obligation quote and mortgage advice.
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If you plan to raise money with your remortgage, it will be arranged by Ocean Finance from a panel of lenders, and we’ll receive a commission from the lender upon completion. For a remortgage where additional monies are being raised, the broker fee is 12% of the additional borrowing capped at a maximum of £3,995. The broker fee for a straight swap remortgage with no additional monies being raised is £495.
If you don’t plan to raise money with your remortgage, we’ll introduce you to our partner, Mojo Mortgages. Mojo Mortgages don’t charge you a fee for their advice but we may receive commission for the introduction from Mojo should a mortgage application be successful.
Mortgages available are subject to status.