News and tips on credit cards, loans, mortgages and other money matters
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This guide explains how to legally lend money to family in the UK while protecting your finances and relationships. It covers how much you can lend, when legal agreements are needed, using loan agreements, charging interest, tax implications, and what to do if repayments stop.
Money ManagementLatest
London black cabs must take card payments by law. Learn how to pay by credit, debit, or contactless, plus your rights as a passenger.
Money Management
Credit card debt is paid from the estate when someone dies, not by family. Inheritance may be reduced, but authorised users aren’t liable.
Money Management
Overpaying your credit card leaves you with a credit balance you can spend or refund. It won’t boost your credit score and can tie up your money.
Money Management
Understand the difference between APR and interest rate. APR shows the total yearly cost, including fees, while interest rate is just the basic borrowing cost.
Borrowing