News and tips on credit cards, loans, mortgages and other money matters

For sale sign with a row of houses behind

Buy now, worry later? Why borrowing is on the rise as house prices climb

Borrowing has surged as people rush to buy homes before prices rise. With tax changes and inflation looming, it's crucial to set a realistic budget and consider long-term affordability.

Money Management

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Man opening door to his living room

Why are flat owners finding it tough in today’s property market?

Flat owners are struggling to sell as house prices rise faster than flats. High service charges, cladding issues, and leasehold complications make selling harder. Options include adjusting price, renting out, or remortgaging. Flats remain an affordable choice for buyers, but challenges persist.

Money Management
Couple sat on the sofa, with a close up of buckets on the living room floor catching water from a roof leak

The hidden home repairs that could cost you thousands

Owning a home comes with hidden costs like roof, plumbing, and structural repairs. Stay on top of maintenance to avoid unexpected bills and protect your budget.

Money Management