Ocean Finance - Home
Skip to main content
  • Credit Cards
    Credit Cards
    • Our Credit Card
    • Cards for Bad Credit
    • Credit Builder Card
    • Credit Card Eligibility Checker
    • Credit Card Interest Calculator
    Guides
    • Student Cards
    • How Interest is Calculated
    • Lowering your APR
    • Freezing a Credit Card
    See all credit card guides
  • Loans
    Loans
    • Secured Loans
    • Homeowner Loans
    • Debt Consolidation Loans
    • Joint Loans
    • Bad Credit Loans
    • Personal Loans
    • Loan Calculator
    • Home Improvement Loans
    • Low Cost Loans
    • CCJ Loans
    • Self Employed Loans
    • Car Finance
    All Loans
    Guides
    • Secured Loan on Joint Mortgage
    • Advantages & Disadvantages
    • Extending a Loan
    • Getting a Loan on Benefits
    • Can't Afford Repayments
    • Remortgage or Secured Loan
    See all loans guides
  • Motoring
    Motoring Services
    • Car Finance
    • Car Insurance
    • Van Insurance
    Car Finance Guides
    • Is car finance hard to get?
    • What credit score is needed?
    • Financing for someone else
    • Car finance with no licence
    • Refinancing a car
    • Car financing with an IVA
    • Writing off a financed car
    See all car finance guides
  • Insurance
    Insurance
    • Life Insurance
    • Car Insurance
    • Van Insurance
    Insurance Guides
    • Comprehensive insurance
    • Does age impact insurance?
    • Insuring a car you don't own
    • Getting two policies for one car
    • Check claims history
    See all insurance guides
  • Mortgages
    Remortgages
    • Remortgages
    • Bad Credit Remortgage
    Mortgages
    • Mortgage Advice
    • Debt Consolidation
    Guides
    • Types of Mortgages
    • Mortgage Fees Explained
    • How Does a Mortgage Work?
    • Saving for your Deposit
    • Mortgages with Bad Credit
    • How Does Remortgaging Work?
    See all mortgage guides
  • More
    More About Ocean
    • About Us
    • Reviews
    • Blog
    Need some help?
    • Money Worries
    • Contact Us
  1. Ocean Finance - Home
  2. Blog
  3. Borrowing

News and tips on credit cards, loans, mortgages and other money matters

  • Blog home
  • News
  • Money Management
  • Staying Safe Online
  • Income & Schemes
  • Your Rights
  • Borrowing
  • Best time of year to...
  • Blog authors
  • Editorial guidelines
  • Blog home
  • News
  • Money Management
  • Staying Safe Online
  • Income & Schemes
  • Your Rights
  • Borrowing
  • Best time of year to...
  • Blog authors
  • Editorial guidelines
Can you be in credit on a credit card?

Can you be in credit on a credit card?

Published 11th Nov 2015 by Bryony Pearce

Even if you can, it doesn’t mean you should. We’ve answered six common questions around being in credit on your credit card.

 

Borrowing

Latest

Things you should and shouldn't use a personal loan for

Things you should and shouldn't use a personal loan for

Published 18th Jul 2015 by Dan Griffiths

If you're thinking of taking out a personal loan, you might want to know what you should and shouldn't use the money for. Find out more here.

Borrowing
  • Newer articles Newer articles
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42

For everything money.

© Ocean Finance 2026. All rights reserved.
Ocean Finance homeBACK TO TOP
  • About Us
  • Careers
  • Sitemap
  • Accessibility
  • Privacy Policy
  • Cookie Policy
  • Complaints Procedure
  • Legal info
  • Corporate link
  • Blog

Ocean and Ocean Finance are trading styles of Intelligent Lending Limited 2026. We’re a broker – not a lender. Registered in England and Wales. Registered Office: White Collar Factory, 1 Old Street Yard, London, EC1Y 2AS. Company Registration No. 4291279.

Authorised and regulated by the Financial Conduct Authority (FCA registration number 310069).

Intelligent Lending Ltd receives a payment from the lender or broker for our services.

Connect with us

FacebookInstagramX (formerly Twitter)YouTube