News and tips on credit cards, loans, mortgages and other money matters

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What is adverse credit?

Learn how bad credit affects you, check your credit history for free, and discover ways to improve your credit score.

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APR vs interest rate: What’s the difference?

Understand the difference between APR and interest rate. APR shows the total yearly cost, including fees, while interest rate is just the basic borrowing cost.

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Do housing associations do credit checks?

Worried about your credit score? Some housing associations do credit checks – but not all. Find out what to expect and how to boost your chances of being accepted.

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Who can see my credit report?

Find out who can see your credit report. Learn what lenders see, how to check your report, and improve your credit score.

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Couple standing on a CGI bridge written with the word loan which leads to a house.

What is a bridging loan?

Learn what bridging loans are, how they work, and if they're right for you. A simple guide to short-term property finance in the UK.

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