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How much would you like to borrow?

  • £2,000
  • £2,500
  • £3,000
  • £3,500
  • £4,000
  • £4,500
  • £5,000
Please select a loan amount

How long would you like to borrow it for?

  • 2Years
  • Years
  • 3Years
  • Years
  • 4Years
Please select a loan term

What would you like your money for?

  • Debt Consolidation
  • Home Improvements
  • Car or Motorcycle
  • Holiday
  • Wedding
  • Other
Please enter a valid loan purpose.

You can’t use the loan for business purposes or deposit on a house.

Please select a loan purpose

44.9% APR Representative

Subject to status. The rate we offer you will depend on your circumstances.

Ocean is part of Intelligent Lending Limited. We are a broker for the Ocean personal loan. R Raphael & Sons Plc are the lender. We will not charge you for arranging your personal loan but, if your application completes, the lender will pay us for our services.

Finance made simple with Ocean


Calculate your best loan option


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An Ocean personal loan could cost you less...

It doesn't have to be hard for you to find the right personal loan. Let Ocean Finance make your life easier – with a fast, friendly, flexible service that could help you get the loan you need.

  • Quick and simple application
  • Instant decision in all cases
  • New car to home improvements, we could help
  • Borrow from £2,000 to £5,000

Independant customer feedback

Overall pleased with the service, the second operator we dealt was amazing all the way through. Not 5 star as there was a lot of repetition of things which could've been resolved if different Ocean colleagues communicated more effectively. Read more

All Feefo reviews are gathered anonymously from genuine customers. Take a look at some of the comments from people we've helped. Read more