Need a loan for home improvements?
Renovating your home can be a great way to add value to it, and it’s a much cheaper option than moving house. If you’re planning on improving, or even extending your home, an Ocean home improvement loan could help.
There are lots of ways you could fund your renovations, but if you haven’t had chance to save up, a home improvement loan could help, and with us you can easily gain access to competitive home improvement loan rates. We offer two different types of loan – homeowner and personal.
You’ll only be eligible for a homeowner loan if you own your own property. They range from £10,000 to £100,000 and can be repaid over 3 to 25 years. You can use our SmartSearch to find home improvement loans that you’re likely to be accepted for before you apply.
Personal loans are different because you don’t have to own your own home to apply. These range from £100 to £10,000 and can be repaid over 3 to 60 months.
Alternatively, why not use our home improvement loan calculator? It's a great tool that allows you to input a loan amount and an interest rate so you can see what your monthly repayments could be.
Our loans could help with:
Building an extension
Adding an extension or conservatory won’t just give you extra living space, it can also add value.
Upgrading your kitchen
A new kitchen, complete with new appliances, cupboards and furniture can help you bring your home up to date. If you’re looking to spend less, you could just update the worktops, floor or cabinet doors to add a more modern touch.
Make the most of your home by converting your loft into another room. Adding another bedroom could add to the value of your home too.
This is one of the easiest ways to revamp your home. New wallpaper and new furniture can transform your living space, without breaking the bank.
In the summer (if the weather permits it!), there’s no better place to spend a day than in the garden. Adding decking or a new seating area can give you lots more usable outside space.