Category: Credit Card
Credit cards for students
A student credit card can help you build your credit history from scratch. Find out how they work, what to look for, and how to use one responsibly.
6 min read
Credit Card Guides
Find out everything you need to know about credit cards, your eligibility and how to get approved. It can be tricky to understand the difference between credit card types and determine which one is right for you. Read our well-researched, easy-to-understand guides to become an expert in no time.
- Category: Bad Credit
What to do if you have a CCJ
If you have a CCJ, acting quickly can make a big difference. Learn what a CCJ means, what happens next, and how to deal with it or get it removed.
6 min read
- Category: Credit Card
How you can be smart with your credit card - 10 tips
Want to build your credit score and avoid interest charges? Learn how to use your credit card smartly with 10 top tips from Ocean Finance.
4 min read
- Category: Credit Card
What happens if you miss a credit card payment?
Learn what happens if you miss a credit card payment, how it affects your credit score, and what steps you can take to minimise the impact. Find helpful tips and support options to stay on track.
4 min read
- Category: Credit Card
Do I have to pay my credit card in full every month?
You don’t need to pay off your full credit card balance every month, but you’ll be charged interest if you don’t. Find out more in our quick guide.
4 min read
- Category: Credit Card
Can my credit card get declined?
There are many reasons a credit card can be declined — from going over your limit to a simple security check. Find out why it happens and what to do about it.
5 min read
- Category: Bad Credit
How to remove mistakes from your credit report
Found a mistake on your credit report? You can't wipe your credit history clean, but you can get errors corrected. Here's how to do it, step by step.
6 min read
- Category: Credit Card
Can you get a credit card with a CCJ?
It is possible to get a credit card with a CCJ, but your options will be limited. Find out how a CCJ affects your eligibility, what your options are, and how to apply safely.
5 min read
- Category: Credit Card
Should I pay off my loan or credit card first?
Work out which debt is a priority and save on interest and charges. Learn if you should pay off your loan or credit card first with Ocean Finance.
9 min read
