Loan Company

Ocean Finance can help you find a great deal on a loan. We have over 20 years’ experience helping people find the right personal and homeowner loans, and we could find the right loan company for you.

  • Personal and Homeowner loans
  • No upfront fees
  • We may be able to help if you have bad credit

Please note this calculator is a guide only. The actual rate offered will be based on individual circumstances. The amount we show you is just an estimate. To get a personalised quote, we’ll ask for a few more details.

Get help from a UK loan company

If you’re looking for a loan to make a big purchase, to make some home improvements or perhaps you’re looking to consolidate your debts, we could help – we can assist you in finding a loan company in the UK, and you can use the loan for almost any purpose.

Homeowner Loans

Homeowner loans, or secured loans as they’re also known, are only available from any given loan company to people who own their own property. This is because the loan is secured against your home. So, if you fail to meet your repayments, it could be at risk.

Homeowner loans are usually for large amounts of money - £10,000 and £250,000 – and can be repaid over 3 to 25 years depending on your individual circumstances. We can help you find a loan company in the UK to provide you with this type of loan.

Personal Loans

For a personal loan, or an unsecured loan as they’re also called, you don’t have to be a homeowner to be eligible, as it isn’t secured against your property

They’re usually for smaller amounts of money compared to a homeowner loan - £1,000 to £15,000 - and they can be repaid over 12 to 60 months. We’ll find you the best personal loan providers based on your individual circumstances.

Compare loans

Comparing loans won’t impact your credit score

What else do Ocean Finance offer?


We could help you find a mortgage – tell us how much you need to borrow, and we’ll find you the best deals we can offer from our panel of lenders.

Even if you’ve got a bad credit history (such as missed payments in the past), we’ve access to a wide range of mortgage deals and loan companies, so we’ll do everything we can to find you a deal.

More on mortgages

Credit card

The Ocean Credit Card comes with an easy to manage credit limit, and, if your credit rating isn’t 100%, it can help you rebuild it.

  • Up to £1,500 credit
  • No annual fees
  • May help boost your credit rating*

39.9% APR Representative (variable)

Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender

Our credit card