Ocean Finance can help you find a great deal on a loan. We have over 20 years’ experience helping people find the right personal and homeowner loans, and we could find the right loan company for you.
Get help from a UK loan company
If you’re looking for a loan to make a big purchase, to make some home improvements or perhaps you’re looking to consolidate your debts, we could help – we can assist you in finding a loan company in the UK, and you can use the loan for almost any purpose.
Homeowner Loans
Homeowner loans, or secured loans as they’re also known, are only available from any given loan company to people who own their own property. This is because the loan is secured against your home. So, if you fail to meet your repayments, it could be at risk.
Homeowner loans are usually for large amounts of money - £10,000 and £250,000 – and can be repaid over 3 to 25 years depending on your individual circumstances. We can help you find a loan company in the UK to provide you with this type of loan.
Homeowner loans are secured against your property. We are a broker and we arrange secured loans from a panel of lenders. We receive commission upon completion. A broker fee of 12% of the net loan amount capped at a maximum of £3,995 is payable upon completion and can be added to your loan. Loans are subject to status, the rate you are offered may change based on your individual circumstances.
Personal Loans
For a personal loan, or an unsecured loan as they’re also called, you don’t have to be a homeowner to be eligible, as it isn’t secured against your property
They’re usually for smaller amounts of money compared to a homeowner loan - £1,000 to £15,000 - and they can be repaid over 12 to 60 months. We’ll find you the best personal loan providers based on your individual circumstances.
Personal loans: Ocean Finance is a trading style of Intelligent Lending limited. We are a credit broker working with a panel of lenders to find you a personal loan.
Compare loans
Comparing loans won’t impact your credit score
What else do Ocean Finance offer?
Mortgages
We could help you find a mortgage – tell us how much you need to borrow, and we’ll find you the best deals we can offer from our panel of lenders.
Even if you’ve got a bad credit history (such as missed payments in the past), we’ve access to a wide range of mortgage deals and loan companies, so we’ll do everything we can to find you a deal.
Credit card
The Ocean Credit Card comes with an easy to manage credit limit, and, if your credit rating isn’t 100%, it can help you rebuild it.
- Up to £1,500 credit
- No annual fees
- May help boost your credit rating*
39.9% APR Representative (variable)
*By meeting your minimum monthly repayments on time, and staying within your credit limit, you’ll be showing lenders that you can borrow money responsibly. This should be reflected in your credit score. Not doing so could harm it.
Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender
