Category: Debt Consolidation
Does debt consolidation affect buying a home?
Debt consolidation can help or hurt your mortgage chances. Find out how it affects your credit score and affordability before you apply.
5 min read
Loan Guides
From home improvement to debt consolidation, it's hard to know where to begin when considering a loan. We investigated the ins and outs of loan types, eligibility, and common approval processes to make it easy for you to navigate your options. Find out all you need know in our loan guides.
- Category: Personal Loan
Can I cancel a loan application?
You can cancel a loan application — before approval or within the 14-day cooling-off period. Find out how and what it means for your credit report.
5 min read
- Category: Loan
Can I get a loan if I’ve just moved to the UK?
New to the UK? Discover how loans for new UK residents work, what lenders need to see, and the best ways to start building your credit.
5 min read
- Category: Personal Loan
Can I get a loan with a fair credit score?
Yes — you can get a loan with a fair credit score. Discover what's available, where to look, and how to boost your chances of approval.
5 min read
- Category: Personal Loan
How many personal loans can you have at once?
Can you have multiple personal loans? Learn the risks, lender policies, and safer debt management alternatives.
5 min read
- Category: Bad Credit
Can a guarantor have bad credit?
Can a guarantor have bad credit? Learn how credit history affects guarantor eligibility, what lenders check, and how it impacts your credit score.
4 min read
- Category: Loan
Can I borrow more money on an existing loan?
Can you borrow more on an existing loan? Find out your options — from top ups to second loans — and how to decide.
4 min read
- Category: Personal Loan
Can I take out a personal loan without a job?
Are you unemployed but need to borrow? Learn how you can apply for a personal loan without a job in the comprehensive guide from Ocean Finance.
5 min read
- Category: Personal Loan
Can a student get a personal loan?
Do you need to top up your student loan for an unexpected bill? Find out if a student can get a personal loan plus how much you can apply for here.
7 min read
