Category: Debt Consolidation
Can I get a debt consolidation loan with a high debt-to-income ratio?
Yes, you can get a debt consolidation loan with a high debt-to-income ratio. Find out how it works and how it could help lower your DTI.
Loan Guides
From home improvement to debt consolidation, it's hard to know where to begin when considering a loan. We investigated the ins and outs of loan types, eligibility, and common approval processes to make it easy for you to navigate your options. Find out all you need know in our loan guides.
- Category: Debt Consolidation
Can I get a debt consolidation loan without collateral?
Yes, you can get a debt consolidation loan without collateral. Find out how unsecured loans work, what to expect, and how to apply.
- Category: Secured Loan
Can I borrow money against my house?
Yes, you can borrow against your house. Explore homeowner loans, remortgaging, and equity release, plus how much you could get.
- Category: Debt Consolidation
Government debt consolidation loan and programmes
There's no such thing as a government debt consolidation loan in the UK — but the government can offer help. Here's what's actually available.
- Category: Debt Consolidation
What is persistent debt and how do you get out of it?
Persistent debt means paying more in interest and charges than towards your balance. Find out how to get help and break the cycle.
- Category: Debt Consolidation
Does debt consolidation hurt your credit?
Debt consolidation can affect your credit score — and for most people, it improves over time. Find out how it works, how big the dip is, and how long it lasts.
- Category: Debt Consolidation
Payday loan consolidation
Struggling with payday loan debt? Find out how payday loan consolidation works, whether it could save you money, and how to do it safely.
- Category: Loan
How to calculate interest on a loan
Find out how loan interest really works, what amortisation means, and why APR is the number to focus on when comparing loans.
- Category: Secured Loan
Logbook loans - Can I get a secured loan against my car?
Yes – you can get a secured loan against your car, known as a logbook loan, but it's a high-cost option best used as a last resort.
