Category: Credit Card
How to get a credit card for the first time
Getting your first credit card means checking your eligibility, comparing APR and fees, and choosing between a standard or credit builder card. Here's how.
5 min read
Credit Card Guides
Find out everything you need to know about credit cards, your eligibility and how to get approved. It can be tricky to understand the difference between credit card types and determine which one is right for you. Read our well-researched, easy-to-understand guides to become an expert in no time.
- Category: Credit Card
Why was I rejected for a credit card?
A credit card rejection usually comes down to your credit history, income, or a detail on the application. Here's what to check, and how to improve your chances.
5 min read
- Category: Bad Credit
Can I get a credit card if I'm bankrupt?
Been declared bankrupt or recently discharged? Find out whether you can get a credit card, what your options are, and how to start rebuilding your credit history.
5 min read
- Category: Bad Credit
Can I get a credit card if I’ve had an IVA?
If you have an IVA, you’re usually not allowed to borrow over £500. However, you may have alternative options after your IVA.
5 min read
- Category: Credit Card
How can your credit card affect your credit score?
Your credit card can help or harm your credit score depending on how you use it. Find out what lenders look for, how to build your score, and what to avoid.
4 min read
- Category: Credit Card
What is Section 75 protection?
Section 75 protects credit card purchases between £100 and £30,000, allowing you to claim a refund if something goes wrong. Find out how it works, when it applies, and what protection is available outside of Section 75.
6 min read
- Category: Credit Card
What to do if you can’t pay credit card debt
If you can't pay your credit card, you're not alone — and there are steps you can take. Here's what to do, who to contact, and how to protect yourself.
4 min read
- Category: Credit Card
What happens if you miss a credit card payment?
Missing a credit card payment can mean late fees, interest charges, and a mark on your credit file — but one missed payment isn't the end of the world. Here's what to do.
4 min read
- Category: Credit Card
Does switching current accounts affect your credit score?
Switching bank accounts can affect your credit score — but the impact is usually small and temporary. Here's what to watch out for and how to switch without harming your credit.
4 min read
