Category: Car Finance
What happens when a car on finance is written off?
When a car on finance is written off, your payout clears your finance first. If it falls short, you pay the rest. Here's how it all works.
Car Finance Guides
With so many types of car financing available, it can be hard knowing where to begin. We've created a selection of articles covering the various options, what they offer, and what to look out for. Read our guides and find the answers to all your car finance questions.
- Category: Car Finance
Can I get an instant decision on a car finance application?
Yes, you can often get an instant decision on car finance. Find out how quickly you'll hear back, what can slow your application down and how to speed it up.
- Category: Car Finance
Can you modify a car on finance?
In most cases, no. The lender owns a car on finance while your agreement runs, so big or permanent changes usually need their written permission.
- Category: Car Finance
Can you part exchange a car on finance?
Yes, you can part-exchange a car on finance. Find out how it works and what happens if you're in negative equity.
- Category: Car Finance
What is negative equity on a car?
Owe more on your car than it's worth? Learn what negative equity car finance means and whether you can sell, part-exchange or hand the car back.
- Category: Car Finance
What credit score do you need for car finance?
There isn’t a minimum credit score needed for car finance, but a higher score can result in a cheaper deal. Some car finance companies specialise in car buyers with bad credit.
- Category: Car Finance
Can I get car finance with bad credit?
Car finance isn’t off the table if your credit score is going through a rough patch, but there are some considerations to keep in mind.
- Category: Car Finance
How do I apply for car finance?
If you’re considering applying for car finance and are unsure about the process, this guide will help you through the key steps.
- Category: Car Finance
Can I return a car on finance?
Whether you’re struggling to keep up with your repayments or simply need to change vehicle, you may be able to return a car on finance. Find out how in our guide.
