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Understanding Credit Cards

Credit scores are the universally accepted way to best determine how someone will handle their financial commitments. Your personal credit rating is a major component in the credit card approval process but can sometimes seem like a mystery, so understanding how it works and how to manage it could put you on the right path.

Our understanding credit section will help you find answers to all kinds of credit-related questions. Click through on any of the below to view specific information.

Know if you'll be accepted before you apply with QuickCheck

Check Now
  • Get credit - up to £1,500
  • QuickCheck won’t affect your credit rating
  • Get a fast response in 60 seconds

Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender

Check Now

Mobile App

Manage your account online or on your smartphone anytime

Contactless

Pay for up to £45 worth of items quickly and securely

60 second QuickCheck

See if you’re eligible before you apply

39.9% APR

Representative
(variable)

Know if you're accepted before you apply with QuickCheck

  • Get credit - up to £1,500
  • QuickCheck won’t affect your credit rating
  • Get a fast response in 60 seconds
Check Now 39.9% APR Representative (variable)
Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender