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Credit Scores

Credit scores can be a confusing subject, as there is a lot of conflicting information about them out there. Our handy guides will set the record straight. We’ve got all you need to know – from what the difference is between your credit score, credit report and your credit history, to how lenders use them when you apply for a credit card, loan, mortgage, mobile phone contract, tenancy agreement or even pay monthly home or car insurance.

We’ll explain what makes a good credit score, and, if your credit history isn’t 100%, we have got a number of hints and tips on what you can do to improve it.

Know if you'll be accepted before you apply with QuickCheck

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  • Get credit - up to £1,500
  • QuickCheck won’t affect your credit rating
  • Get a fast response in 60 seconds

Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender

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(variable)

Know if you're accepted before you apply with QuickCheck

  • Get credit - up to £1,500
  • QuickCheck won’t affect your credit rating
  • Get a fast response in 60 seconds
Check Now 39.9% APR Representative (variable)
Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender