Skip main navigation

Credit Scores

Credit scores can be a confusing subject, as there is a lot of conflicting information about them out there. Our handy guides will set the record straight. We’ve got all you need to know – from what the difference is between your credit score, credit report and your credit history, to how lenders use them when you apply for a credit card, loan, mortgage, mobile phone contract, tenancy agreement or even pay monthly home or car insurance.

We’ll explain what makes a good credit score, and, if your credit history isn’t 100%, we have got a number of hints and tips on what you can do to improve it.

Know if you're accepted before you apply with QuickCheck

Check Now
  • Get credit - up to £1,500
  • QuickCheck won’t affect your credit rating
  • Get a fast response in 60 seconds

Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender

Check Now

Mobile App

Manage your account online or on your smartphone anytime

Contactless

Pay for up to £30 worth of items quickly and securely

60 second QuickCheck

See if you’re eligible before you apply

34.9% APR

Representative
(variable)

 

Know if you're accepted before you apply with QuickCheck

  • Get credit - up to £1,500
  • QuickCheck won’t affect your credit rating
  • Get a fast response in 60 seconds
Check Now 34.9% APR Representative (variable)
Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender