News and tips on credit cards, loans, mortgages and other money matters

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How to activate a new credit card

Brief blog explaining how to activate a new credit card using online, phone, or app methods. Covers why activation is important for fraud prevention, what to check before first use (PIN, limit, terms), and tips for responsible credit card management including paying balances in full and tracking spending.

Money Management

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Living wage vs minimum wage – What’s the difference?

Simple guide explaining the difference between the UK minimum wage and the living wage, how each is set, who they apply to, and your legal rights. Includes a clear comparison and advice on checking you’re being paid correctly.

Income & Schemes
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How do I find out what loans I have had?

Find out what loans you've had by checking your credit report. Free and easy ways to check your borrowing history.

Money Management
Man and woman looking at their bank cards

How to talk to your partner about money

Talking about your finances with a new partner needn’t be a big deal. Learn how to keep the money chat flowing with our tips.

Money Management
Can you buy gift cards with a credit card?

Can you buy gift cards with a credit card?

Most shops and websites in the UK will let you use your credit card to buy gift cards, just like buying anything else. It's a handy way to get presents without needing cash. Whether you're popping into your local supermarket or shopping online, your credit card will usually work just ...

Money Management