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Author Profile Image: Josephine Haagen

Josephine Haagen

Personal Finance Writer

More about Josephine

Josephine joined Ocean in 2023. Her aim is to create content that’s accessible and easy to understand. This means avoiding complicated language and keeping things concise. When not writing, Josephine can be found listening to the pop charts or chipping away at her Netflix watchlist.

Expertise

  • Personal Finance
  • Credit Cards

Education

  • BA Liberal Arts (English Language & Literature), University of Leeds

More from Josephine

GuideHow to remove a bad credit history

How to remove a bad credit history

26th Nov 2025

GuideStudent

Student

17th Mar 2025

GuideShould I get a loan or credit card if I have bad credit?

Should I get a loan or credit card if I have bad credit?

11th Mar 2025

GuideCan I get a credit card if I'm bankrupt?

Can I get a credit card if I'm bankrupt?

6th Dec 2024

GuideCan I get a credit card if I’ve had an IVA?

Can I get a credit card if I’ve had an IVA?

6th Dec 2024

GuideGetting a credit card with a CCJ

Getting a credit card with a CCJ

6th Dec 2024

Guide5 ways to borrow money with bad credit

5 ways to borrow money with bad credit

6th Dec 2024

GuideCan I get a credit card if I've just moved to the UK?

Can I get a credit card if I've just moved to the UK?

24th Jul 2024

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Ocean and Ocean Finance are trading styles of Intelligent Lending Limited 2026. We’re a broker – not a lender. Registered in England and Wales. Registered Office: White Collar Factory, 1 Old Street Yard, London, EC1Y 2AS. Company Registration No. 4291279.

Authorised and regulated by the Financial Conduct Authority (FCA registration number 310069).

Intelligent Lending Ltd receives a payment from the lender or broker for our services.

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