Don't let bad credit stop you getting a loan!
Getting a loan is harder than it used to be, but that doesn't mean you can't get one.
At Ocean Finance, we specialise in finding loans for poor credit scores.
Once you have your loan, paying it back on time can help you rebuild your credit score.
So why not get in touch and let us help you find a deal?
Loans for debt consolidation
As long as your finances are in good shape now, a debt consolidation loan could help
you get more control over your money. By using your new loan to pay off several other debts,
you'll be left with just one monthly payment. It can even help you reduce the amount you pay
each month, if you choose to repay the new loan over a longer period of time.
We even offer loans for debt consolidation for people with bad credit - so if you're
worried that your problems with money in the past could hold you back, get in touch and see
how we can help.
Let us help you find a loan
Ocean Finance helps thousands of people every year to achieve their goals. Even
in this difficult climate, we could still find you the right loan deal.
There are a whole host of things that could adversely affect your credit rating
and damage your ability to get a loan in the future. Provided you are now in a position
to afford such credit, a poor credit loan could actually help you repair your financial
record over time.
In the current financial climate, you could easily miss payments through losing
your job or prices going up, whilst the possibility of just missing the odd credit
bill payment always looms over anyone who chooses to make purchases on their plastic.
You should however avoid taking out loans should you be unfortunate enough to become
unemployed and contact your existing creditors for help instead. Only borrow money
if you are 100% sure you can afford the repayments.
Even people who don't borrow in order to spend can see their credit ratings damaged
– they may forget to settle a utility bill or leave a parking fine unpaid.
Then there are people who have been served with County Court Judgements (CCJs),
those who have defaulted on mortgage payments and people who have emerged from bankruptcy.
All these things can make it more difficult to get a loan - but there are lenders
on Ocean's panel who will consider your application regardless of your problems
in the past.
We make finding the right loan simple
Poor credit loans are available from between £10,000 and £150,000 for people
with various credit ratings, and are available for terms from five to 25 years.
To get started, just fill in the simple form on our website which tells us about
your situation. One of our loan consultants will get in touch to provide a no-obligation
quote from our panel of lenders.
The next stage of the process is for you to tell us whether you're happy with the
loan we've offered you. If you are, all you need to do is sign the papers and return
them freepost back to us.
The final part will see our staff efficiently process your application and arrange
for the lender to release the funds to you.
The money from a poor credit loan can be used for many things. For example, you
may have built up a number of debts that you'd like to replace with one manageable
monthly payment. Or perhaps you'd just like to treat yourself to a new car, holiday
or home improvements once you're in a stronger financial position.
Why Ocean Finance?
Well, you wouldn't be on your own, that's for sure – thousands of people come to
us to discuss their finance needs and they really appreciate our no pressure, no-obligation
Ocean gives you access to thousands of loan products, including a wide range of
poor credit loans - so we can help people who have a variety of different circumstances.
So whether you need poor credit loans or some other kind of borrowing, get in contact
with Ocean Finance today.