• Just£6.49 - Ocean
  • £6.99 Insurance2Go
  • £6.99 Gadget Cover
  • £7.25 Trusted Insurances
  • £7.49 i-Digital
  • £8.49 Protect Your
  • Just£6.49 Ocean

Insure your
for less. No hidden extras!

Prices from competitor websites are based on the iPhone 7 Plus 128GB model, and are inclusive of all optional extras. Prices correct as of Monday 26th September 2016. Prices obtained from uk.protectyourbubble.com, www.insurance2go.co.uk, www.gadget-cover.com, www.trustedinsurances.com and i-digitalinsurance.co.uk
Standard Price with Multi-gadget Discount
iPhone / Smartphone £6.49 £4.49
Tablet £5.49 £3.49
Laptop £6.99 £4.99
Games Console £5.49 £3.49
Camcorder £5.49 £3.49
Camera £5.49 £3.49
eReader £5.49 £3.49
Handheld Games Console £5.49 £3.49
MP3 Player £5.49 £3.49
Sat Nav £5.49 £3.49
Smart Watch £5.49 £3.49

We think we’ve thought of everything for you...

We've got you covered


There’s nothing quite as annoying as losing your phone or tablet. But if you do, we'll replace it.

Broken screen

Dropped your phone and cracked it? Don’t risk cutting your fingers - we’ll pay for the repairs. And we’ll replace it if it can’t be fixed.

Accidental damage

Accidents do happen. If you bust your favourite gadget, we’ll cover the cost of the repairs.


If someone steals your laptop, phone or other gadget, we'll replace it – and reimburse you for any unauthorised use.

Mechanical breakdown

If your gadget packs in after the warranty’s run out, we’ll pay for the repairs. If it can’t be mended, we’ll replace it.

Liquid damage

If you’ve spilt water on your tablet or your phone’s fallen in the toilet, we’ll pay for it to be fixed. Beyond repair? We’ll replace it.

Exclusions Policy Document

Top features


Theft and loss at no extra cost

Comprehensive cover for your gadgets as standard, including accidental loss and theft.


Affordable monthly payments

Pay in affordable monthly instalments by Direct Debit so you’re always covered.


Get covered in minutes

Fill in our simple online form and your gadgets could be covered in just a few minutes.


Manage your policy online

Apply for and manage your policy online. You can register a claim online too!


Multi-gadget discounts

For every new gadget you add to your policy, we’ll give you a £2 discount – a ‘thank you’ from us!


No hidden extras or add-ons

The price you see here is the price you’ll pay. There are no unexpected add-ons or extras to worry about.

Worldwide cover

Wherever you go, your gadgets are covered

Wherever you travel in the world, your gadgets are protected for up to 90 days as standard in a 12-month period.

Before you buy...

Gadgets included in the policy must be either new or refurbished and less than 24 months’ old. If your gadget is refurbished, it must have been purchased as new direct from the manufacturer or phone network provider.

If your item was purchased from an online auction site, unfortunately it can’t be covered.

You can’t claim during the first 14 days of your policy starting.

View the full list of exclusions

Excess information

Type of gadget Excess Claims limit*
iPhone and Smartphone £50 £1,000
MacBook and Laptop £75 £2,000
Tablet and other gadgets £50 £750

Protect your gadgets in minutes

It only takes a few minutes to insure your gadgets using our simple online process. Cover your gadgets using your mobile, tablet or computer.

Frequently asked questions

Got a question about gadget insurance? You’ll probably find the answer in our round-up of the most commonly asked questions.

View FAQs

Ocean Finance introduces customers to Ocean Insurance, which is a trading style of Think Insure Limited, and is authorised and regulated by the Financial Conduct Authority (Firm Reference: 310071). Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Company No. 4280977. Ocean Insurance arranges the Gadget Insurance and Direct Group Limited has been appointed to administer the insurance and handle any claims.

The insurance is underwritten by Lloyds Syndicate 4444 which is managed by Canopius Managing Agents Limited. Canopius Managing Agents Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Insurance is subject to eligibility and exclusions. Policy conditions apply.