Category: Credit Card
How does same-day credit card access work?
Learn how same day credit card access works and how Ocean Credit Card customers can use their card instantly when applying on mobile.
4 min read
Finance Guides
Discover everything you need to know about credit cards, loans, mortgages, insurance and more with our in-depth guides. Written by experts, we aim to answer all your burning finance questions - in an easy-to-understand way.
- Category: Debt Consolidation
Can I get a debt consolidation loan without collateral?
Yes, you can get a debt consolidation loan without collateral. Find out how unsecured loans work, what to expect, and how to apply.
6 min read
- Category: Secured Loan
Can I borrow money against my house?
Yes, you can borrow against your house. Explore homeowner loans, remortgaging, and equity release, plus how much you could get.
5 min read
- Category: Credit Card
How to get a credit card for the first time
Getting your first credit card means checking your eligibility, comparing APR and fees, and choosing between a standard or credit builder card. Here's how.
5 min read
- Category: Credit Card
Why was I rejected for a credit card?
A credit card rejection usually comes down to your credit history, income, or a detail on the application. Here's what to check, and how to improve your chances.
5 min read
- Category: Bad Credit
Can I get a credit card if I'm bankrupt?
Been declared bankrupt or recently discharged? Find out whether you can get a credit card, what your options are, and how to start rebuilding your credit history.
5 min read
- Category: Bad Credit
Can I get a credit card if I’ve had an IVA?
If you have an IVA, you’re usually not allowed to borrow over £500. However, you may have alternative options after your IVA.
5 min read
- Category: Debt Consolidation
Government debt consolidation loan and programmes
There's no such thing as a government debt consolidation loan in the UK — but the government can offer help. Here's what's actually available.
5 min read
- Category: Debt Consolidation
What is persistent debt and how do you get out of it?
Persistent debt means paying more in interest and charges than towards your balance. Find out how to get help and break the cycle.
5 min read
