What is a score card?

A store card lets you shop now and pay later — usually just in one specific shop. Many give extra perks, like points, discounts, or early access to sales. 

Store cards are regulated credit products, so the retailer or finance partner must follow UK rules set by the Financial Conduct Authority (FCA).

5 min read

Close up of a woman handing over a store card to the shop worker

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Fiona Peake
Fiona Peake

Personal Finance Writer

Fiona is a personal finance writer with over 7 years’ experience writing for a broad range of industries before joining Ocean in 2021. She uses her wealth of experience to turn the overwhelming aspects of finance into articles that are easy to understand.

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