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  1. Ocean Finance - Home
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  4. Emma Lunn
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Author Profile Image: Emma Lunn

Emma Lunn

Personal Finance Writer

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More about Emma

Emma has been writing about personal finance for 20 years. She's passionate about helping people make better money decisions so they have the time and money to focus on the things they love. For her, that's racket sports, hiking, and travel.

Expertise

  • Credit Building
  • Credit Cards

Education

  • NCTJ Pre-Entry Certificate in Journalism, Lambeth College

More from Emma

GuideQuick ways to improve your credit score

Quick ways to improve your credit score

26th Nov 2025

GuideDoes switching current accounts affect your credit score?

Does switching current accounts affect your credit score?

17th Mar 2025

GuideHard vs. soft credit checks

Hard vs. soft credit checks

6th Dec 2024

GuideUnderstanding credit scores

Understanding credit scores

6th Dec 2024

GuideWhat credit score is needed for car finance UK?

What credit score is needed for car finance UK?

5th Sept 2024

GuideWhat affects your credit score?

What affects your credit score?

16th Aug 2024

GuideElectoral roll and your credit score

Electoral roll and your credit score

24th Jul 2024

GuideHow to use a credit card to build credit

How to use a credit card to build credit

24th Jul 2024

GuideHow long does it take to improve your credit score?

How long does it take to improve your credit score?

24th Jul 2024

GuideWhat is a good credit score?

What is a good credit score?

23rd Jul 2024

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Ocean and Ocean Finance are trading styles of Intelligent Lending Limited 2026. We’re a broker – not a lender. Registered in England and Wales. Registered Office: White Collar Factory, 1 Old Street Yard, London, EC1Y 2AS. Company Registration No. 4291279.

Authorised and regulated by the Financial Conduct Authority (FCA registration number 310069).

Intelligent Lending Ltd receives a payment from the lender or broker for our services.

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