Legal information

Calls are recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at local rates. Please check with your network provider for details on your call package. 

Intelligent Lending Limited is a broker – not a lender and receives a payment from the lender or broker for our services. 

Ocean Finance arranges loans and mortgages from a panel of lenders. 

Credit is subject to status. The APR you are offered will depend on your individual circumstances. 

Ocean, Ocean Finance and Home&Life are trading styles of Intelligent Lending Limited © 2026. Registered in England and Wales. Registered Office: White Collar Factory, 1 Old Street Yard, London, EC1Y 2AS. Company Registration No. 4291279. Authorised and regulated by the Financial Conduct Authority (FCA registration number 310069).  

Licensed by the Information Commissioners Office, (registration number Z7306888)