The current account that can help improve your credit score
3 out of 4 customers improved their credit score*

3 out of 4 customers
improved their credit score*
- Guaranteed acceptance** - No credit checks to sign up.
- Hassle-free budgeting - Money for bills is kept aside.
- No nasty surprises - Say goodbye to hidden fees and charges.
All for just £10 per month
- Guaranteed acceptance** - No credit checks to sign up.
- Hassle-free budgeting - Money for bills is kept aside.
- No nasty surprises - Say goodbye to hidden fees and charges.
Open account
Download the app
It takes minutes to open an account
thinkmoney is an E-Money Institution so your money is not protected by the Financial Services Compensation Scheme (FSCS). It is protected through safeguarding. Find out more
How can a current account improve your credit score?
*Based on a sample of customers who held an account for 12 months and previously had limited credit history or substantial credit use
Easy, everyday digital banking
- You can register on your phone in minutes. Your identity is checked with a photo and screenshots through the app.
- Pay in money. It’s easy to alter where your salary is paid, just update the bank details with your employer.
- No monthly minimum. Can’t guarantee a certain amount each month? That’s fine, there’s no minimum monthly deposit amount.

