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Mortgage calculator

Want to know how much a mortgage will cost you every month? We can help!

  • Repayment calculator
  • Repayment schedule
  • Overpayment calculator

Mortgage Repayment Calculator

Tell us how much you want to borrow and our mortgage/remortgage calculator will give you an estimate of your monthly payments.

Our calculator is for illustrative purposes only and exact payment terms should be agreed with a lender before taking out a mortgage.

Monthly payments:

Total repaid:

Cost of credit:

Mortgage repayment schedule

Asumming your interest rate remains the same this is how your debt will reduce and equity increase.

Mortgage overpayment calculator

You may be able to reduce your mortgage term by increasing your monthly payments or by making a lump sum payment – check with your lender first.
Please ensure your monthly payment is higher than the original amount


By increasing your monthly payments you could clear your mortgage earlier than expected

By paying a lump sum you could clear your mortgage earlier than expected

Total repaid:

Cost of credit:

Total savings:

Get a deal on a mortgage with Ocean

To proceed with a mortgage quote, use the form on the right to enter how much you want to borrow, the value of the property and a few other details, and we'll give you a call back to tell you how much the best deals from our panel of lenders would cost each month.

It can be difficult to compare mortgages by looking at interest rates and arrangement fees alone, so getting a realistic quote that shows how much you'll actually pay each month can help make your decision a whole lot easier.

Get a quote

Don't take our word for it

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Feefo reviews are gathered anonymously from genuine customers. Take a look at some of the comments from people Ocean have helped.

Excellent service definitely will recommend
Very quick and yes would them again
Fast and efficient.
Hassle free and quickly received my credit card......if credit limit was higher it would have been 5 stars but £200 credit was pretty low considering on my other credit card my limit is £1000
Quick and efficient in response to my application

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