Find a remortgage for bad credit

Are you finding it difficult to remortgage due to previous financial difficulties? We could help you, whatever your circumstances.

All bad credit remortgage enquiries are considered on a case-by-case basis and we could help arrange finance even if you have a bad credit rating, mortgage arrears, or County Court Judgments (CCJs). We can offer our services in the area of remortgages with a friendly, efficient and confidential service.

What is a bad credit remortgage? If you have fallen behind on payments on existing loans or mortgages, this can adversely affect your credit rating. As such, arranging finance can be much more difficult. We have access to a large selection of remortgages from numerous lenders, many tailored for people who may suffer from a bad credit history. We understand that having bad credit should not permanently affect your financial life and can offer options from an extensive panel of lenders with specialist bad credit remortgages.

By taking out a bad credit remortgage, you may be able to consolidate all your existing debts into one manageable monthly payment. You could also use a bad credit remortgage to raise cash for almost any other reasonable purpose.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Based on Feefo.com reviews - 99% of customers who left an Ocean Finance review recommend us with an average rating of 4.9 out of 5 from 553 reviews left by Ocean Finance customers (as of November, 2016)

Ocean Mortgages arranges mortgages and re-mortgages from a panel of lenders. Ocean Mortgages will receive a commission from the lender upon completion. Ocean Mortgages charge a broker fee of between £495 to £1995 for advising and arranging a mortgage. This fee is only payable upon completion, is non-refundable and dependent on the product taken. Mortgages available subject to status. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.