Loans for homeowners | Ocean Finance®

We need to collect your details in order to check whether a lender may be able to offer you a loan. For more information on how we use your data please see our Privacy Policy.

1 About your loan Step 1 of 3 Edit

Getting a
quote from us
won't affect your credit score

How much would you like to borrow?

Choose from £10,000 to £100,000.

Over how many years?

Choose from 3 years to 25 years.

What would you like to borrow for? You can select more than one loan purpose. Debt
Consolidation Home
Improvements
Other

2 About you Step 2 of 3 Edit

Title Mr Mrs Ms Miss

First name

Last name

Date of birth / /

Preferred phone number Please give us the best number to contact you on, we will need this to keep you updated on your application.

Email address

Please email me useful money-saving tips and helpful information! Don’t worry, this isn’t marketing material.

What's your postcode?

Address searched and selected

Current address

Edit

Have you lived at this address for 3 or more years? Yes No

Please select your address

Previous address

We need this information because you have lived at your current address less than 3 years.

Previous address postcode

Address searched and selected

Edit

Please select your address

Employment status

When did you start your current job? Month Year You've worked there

When did you become self-employed? Month Year You've been self-employed for

What type of business do you have?

What's your annual net profit before tax? This is the amount of profit your business has earned before tax in a year. Your annual net profit must match what you have submitted on your SA302 tax calculation.

What's your annual salary?

Do you have evidence of your annual net profit? We will ask you to provide this if you're accepted for a loan. Yes No

Do you have any other income? If you have a partner, please include their income, or any other income you receive, before tax. Yes No

How much additional income do you receive? before tax each month

Yearly income before tax Please include your salary, pension and any other income you receive, before tax. This works out to before tax each month

3 About your property Step 3 of 3Edit

Property type

Property value Enter the current estimated value.

How much is outstanding on your mortgage? Enter '0' if your mortgage has been paid off.

Monthly mortgage repayments

Did you purchase your house through a Right To Buy Scheme? Yes No

Did you have help buying your home using one of the following Government schemes?

Help to Buy
Shared ownership
Shared equity schemes
Starter Home scheme

Yes No

Is your house joint owned? If your house is owned by more than one person, you'll need to make a joint application for this loan. Yes No This will need to be a joint application
If you're making a joint application you confirm that you have the authority from the joint applicant to provide their personal details and for it to be used for the purpose of this application.

About the joint applicant

What's your postcode?

Address searched and selected

Current address

Edit

Have you lived at this address for 3 or more years? Yes No

Please select your address

Previous address

We need this information because you have lived at your current address less than 3 years.

Previous address postcode

Address searched and selected

Edit

Please select your address

Title Mr Mrs Ms Miss

First name

Middle name (if any)

Last name

Date of birth / /

Employment status

When did you start your current job? Month Year You've worked there

When did you become self-employed? Month Year You've been self-employed for

What type of business do you have?

What's your annual salary?

Do you have evidence of your annual net profit? We will ask you to provide this if you're accepted for a loan. Yes No

Do you have any other income? Please include any other income you receive, before tax Yes No

How much additional income do you receive? before tax each month

Yearly income before tax Please include your salary, pension and any other income you receive, before tax. This works out to before tax each month

How would you like to hear from us?

Select how you’d like to hear about our exclusive competitions, monthly giveaways and exciting products. Read more

Would you like to be contacted via text? Yes No

Would you like to be contacted via email? Yes No

In order to see if you’re eligible for a loan and to provide you with accurate quotes, we will review the details provided on your application form against lending criteria and then use the information held about you by the credit reference agencies to perform a soft search. You’ll see this on your credit file, but no one else will, so it won’t impact your credit score. This check will include information from the electoral roll, fraud prevention agencies, financial data and other financial associations you have. By getting a quote, you agree that the agencies can release this information to us. If this is a joint application, we’ll also need to check the information held about the other applicant. This will create a financial association, linking your financial records. We will share this information between both applicants. If you decide to progress with your application, we will use this information to help you find a loan. Read more

Getting a
quote from us
won't affect your credit score

Ocean Finance may also use your details for data profiling to offer you relevant products. If you don’t want us to do this, email us at: [email protected].

1 About your loan Step 1 of 3 Edit

2 About you Step 2 of 3 Edit

3 About your property Step 3 of 3Edit

About the joint applicant

How would you like to hear from us?

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